About the position of the 2nd Charge Loan Advisor
The role will focus on taking new enquiries from a variety of sources to identify their requirements and place them with the correct lender. You will underwrite new applications and package them with care, skill, and diligence to present a perfectly packaged case to a lending partner. You will consistently process pipeline business, ensuring an efficient and satisfactory outcome for the borrower. You will be required to maintain existing broker and customer relationships generating leads from these contacts. You will deal with both intermediaries and directly with clients offering expert advice on specialised property finance.
Responsibilities for the role of 2nd Charge Loan Advisor
New Enquiries
Ensure all details are fully completed on CRM immediately once a new enquiry is received.
Carry out fact-finding exercises with direct customers where the loan is for a regulated mortgage contract, and we will be providing advice if qualified.
Complete sourcing for all new enquiries.
Initial enquiries follow up with a call to broker/client.
Check over terms completed by admin and send out with necessary compliance documentation to client/broker, Where the loan is regulated, a recommendation calls to be carried out.
System
Keeping notes up to date on all cases.
Ensure that folders are kept tidy, both on paper and on the system.
Advising compliance of any new brokers so they can request documents.
Documentation
Review AIPs and Offers received - checking all financial details and requirements.
Reviewing documents received and application packs.
Reviewing valuations when received and submitted to the lender.
Updates
Check case and completion updates for correct content and send to the client/broker.
Manage updates from all parties and inform those who require them.
Other
Keeping lender criteria spreadsheet/lender product guides/forms up to date in files.
Ensuring introducers relationships are maintained and establishing new relationships.
Maintaining a high level of service for all introducers & their clients.
Offering the best advice to all clients for their borrowing needs.
Maintaining compliant files.
Answering calls and taking new enquiries from brokers adhering to the Company's SLAs.
Reviewing new applications and forming a fully packaged file through liaising with both introducers and clients.
Maintaining back-office system and ensuring this is used correctly in line with Company processes.
Liaising with solicitors, lenders, and brokers on completions.
To ensure CPD is maintained to an appropriate level.
Experience and skills required for the role of 2nd Charge Loan Advisor
Experience gained in 2nd charges or residentials with a desire to move into 2nd charges.
Understanding which regulation applies to which type of application and ensuring the advising broker has the necessary permissions to introduce a business of this type.
Lender and product knowledge.
Ability to manage own diary, manage deadlines and meet targets set.
GCSE Maths and English essential.
For more information regarding the role of 2nd Charge Loan Advisor please contact us.
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The role will focus on taking new enquiries from a variety of sources to identify their requirements and place them with the correct lender. You will underwrite new applications and package them with care, skill, and diligence to present a perfectly packaged case to a lending partner. You will consistently process pipeline business, ensuring an efficient and satisfactory outcome for the borrower. You will be required to maintain existing broker and customer relationships generating leads from these contacts. You will deal with both intermediaries and directly with clients offering expert advice on specialised property finance.
Responsibilities for the role of 2nd Charge Loan Advisor
New Enquiries
Ensure all details are fully completed on CRM immediately once a new enquiry is received.
Carry out fact-finding exercises with direct customers where the loan is for a regulated mortgage contract, and we will be providing advice if qualified.
Complete sourcing for all new enquiries.
Initial enquiries follow up with a call to broker/client.
Check over terms completed by admin and send out with necessary compliance documentation to client/broker, Where the loan is regulated, a recommendation calls to be carried out.
System
Keeping notes up to date on all cases.
Ensure that folders are kept tidy, both on paper and on the system.
Advising compliance of any new brokers so they can request documents.
Documentation
Review AIPs and Offers received - checking all financial details and requirements.
Reviewing documents received and application packs.
Reviewing valuations when received and submitted to the lender.
Updates
Check case and completion updates for correct content and send to the client/broker.
Manage updates from all parties and inform those who require them.
Other
Keeping lender criteria spreadsheet/lender product guides/forms up to date in files.
Ensuring introducers relationships are maintained and establishing new relationships.
Maintaining a high level of service for all introducers & their clients.
Offering the best advice to all clients for their borrowing needs.
Maintaining compliant files.
Answering calls and taking new enquiries from brokers adhering to the Company's SLAs.
Reviewing new applications and forming a fully packaged file through liaising with both introducers and clients.
Maintaining back-office system and ensuring this is used correctly in line with Company processes.
Liaising with solicitors, lenders, and brokers on completions.
To ensure CPD is maintained to an appropriate level.
Experience and skills required for the role of 2nd Charge Loan Advisor
Experience gained in 2nd charges or residentials with a desire to move into 2nd charges.
Understanding which regulation applies to which type of application and ensuring the advising broker has the necessary permissions to introduce a business of this type.
Lender and product knowledge.
Ability to manage own diary, manage deadlines and meet targets set.
GCSE Maths and English essential.
For more information regarding the role of 2nd Charge Loan Advisor please contact us.
#J-18808-Ljbffr
