Client:
Page Executive Location:
New York, United Kingdom Job Category:
Finance EU work permit required:
Yes Job Reference:
3b5371a715e8 Job Views:
54 Posted:
22.01.2025 Expiry Date:
08.03.2025 Job Description:
Major Responsibilities: Responsible for the implementation of the credit risk underwriting/management function for Securitized Products, providing recommendations to the credit authority. Incumbent monitors and manages the credit exposure within portfolios and individual transactions, keeping abreast of market trends and developments. May develop and lead strategic initiatives, updates to policies and procedures and may also be responsible for various projects to improve efficiencies. Candidate at this level is fully knowledgeable on the day-to-day activities of the product and process and has good verbal and written communication skills. Credit recommendations to management: Evaluate credit proposals and business screening memos and make written credit recommendations to management Identify structural risks and mitigants in prospective transactions and recommend/enhance structuring of deals and covenants in line with underwriting guidelines Advise origination team on credit risk issues/terms and conditions to create a best possible deal with a goal of maximizing profit and minimizing credit cost Directly and independently communicate with other credit divisions to obtain necessary information/comments to support making a credit decision Provide support to senior credit analysts in the evaluation of and credit recommendation on more complex deals Active portfolio monitoring of designated customers: Responsible for the monitoring and ongoing credit review of individual accounts through regular/ad-hoc credit review process Evaluate credit review applications of the designated portfolio, determine accurate ratings and make recommendations of accurate and timely ratings to management Conduct due diligence and attend bank/customer meetings as required Coordinate and communicate critical account information independently and directly to various related parties throughout the bank, business line, product groups and credit divisions Responsible for market research and producing portfolio presentations for management Policy Compliance: Ensure compliance with external regulatory/internal policy and procedural requirements Participate in ad-hoc policy meetings to enhance organization wide credit risk framework. Others: Perform related duties and participate in special assignments and projects as required.
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