Our Client is a leading provider of specialist mortgages and property finance, supporting homeowners, landlords, and property investors in achieving their financial goals. With a strong presence in the UK market, they continue to grow and expand our services. They are looking for an experienced and detail-oriented Mortgage Underwriter to join their 1st charge residential mortgages team.
KEY ACCOUNTABILITIES Enter and update borrower data on the lending platform. Ensure all aspects of the loans are recorded accurately and meet underwriting guidelines. Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met. Provide concise and accurate updates to brokers. Proactively chase brokers for outstanding requirements. Ensure all underwriting is in line with Company policy and within regulation. Ensure that all cases are Underwritten within the group's Risk appetite. Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business. Maintaining a pipeline of cases, overseeing cases from inception through to completion. Skills & Competencies Ability to work as part of a team. Pass internal competency tests post induction. High attention to detail. Good written and verbal communication skills. Knowledge & Qualifications
An understanding of FCA regulation. Experienced in Underwriting 1st and/or 2nd Charge mortgage applications. CeMAP (desirable, not essential).
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KEY ACCOUNTABILITIES Enter and update borrower data on the lending platform. Ensure all aspects of the loans are recorded accurately and meet underwriting guidelines. Carry out an assessment of the mortgage application to ensure all aspects of our underwriting criteria are met. Provide concise and accurate updates to brokers. Proactively chase brokers for outstanding requirements. Ensure all underwriting is in line with Company policy and within regulation. Ensure that all cases are Underwritten within the group's Risk appetite. Build good relationships with 3rd party suppliers including brokers and solicitors to assist in the smooth flow of business. Maintaining a pipeline of cases, overseeing cases from inception through to completion. Skills & Competencies Ability to work as part of a team. Pass internal competency tests post induction. High attention to detail. Good written and verbal communication skills. Knowledge & Qualifications
An understanding of FCA regulation. Experienced in Underwriting 1st and/or 2nd Charge mortgage applications. CeMAP (desirable, not essential).
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