Commercial Relationship Manager – Real Estate Finance

We have been awarded the “Most Loved Workplace”! At Metro Bank, people come first – our culture is all about bringing the best out in our colleagues, and making sure everyone feels valued, respected, seen and included. We strongly believe in a diverse and inclusive workplace and to find the very best person for the job, we always look across a wide range of diverse communities. What you will do: Manage an active portfolio of Real Estate customers and growing the bank with the acquisition of new customers. Evaluate lending opportunities and management/testing of financial metrics/conditions, along with ‘Risk’ based considerations. Support the timely completion of Annual renewals, Covenants, Conditions Subsequent, EDD/ODDs and CRGA. Gather information from the customer; assess, analyse and interpret financial information such as financial statements, management accounts, profit and loss statements. Develop and maintain active and influential relationships with key market professionals and players. Manage all aspects of Risk, including Credit, Operational and Regulatory. And... we are a bank so risk is a part of everything we do. We love people who take responsibility, do the right thing for customers, colleagues and Metro Bank and have the courage to call out any concerns. What you will need: Understand the risks associated with your job and what that means for you, Metro Bank and all our stakeholders. Proven specialist sector knowledge within commercial/corporate Real Estate Finance environments. Evidence of report writing and deal structuring skills in support of credit origination. Sound communication and customer/client relationship management with the ethos of providing customer service. Understanding of Financial Crime, AML requirements as well as TCF, conduct and consumer duty expectations and managing/operating within, risk/regulatory and operational frameworks. Good awareness and understanding of all aspects of Risk. Our promise to you… We will make sure that you are well-rewarded by providing you with a competitive salary, discretionary annual bonus, and a wide range of benefits, including generous holiday allowance, attractive pension scheme, healthcare, life assurance, and a number of colleague discounts! We will give you the training to ensure you succeed in your role and plenty of internal opportunities to progress your career (around 40% of our recruitment comes from internal promotions!). We are also all about balance so most of our jobs offer the opportunity for hybrid working built around your role and home life, wherever possible. Diverse teams really are the best teams. We know that candidates (especially women, research tells us) may be put off applying for a job unless they can tick every box. We also know that ‘normal’ office hours aren’t always doable, and while we can’t accommodate every flexible working request we are happy to be asked. So if you are excited about working with us and think you can do much of what we are looking for but aren’t sure if you are 100% there yet… why not give it a whirl? Please note that sometimes we may close a job earlier for applications if we are inundated with amazing candidates.. Good luck!

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