Analyst Credit Risk - Full Time Fixed Term (12 month maternity cover)
Location:
Oxford, OXF, GB Auto req ID:
31010 Title:
Analyst Credit Risk - Full Time Fixed Term (12 month maternity cover) Job Function:
Finance Company:
Harley-Davidson Motor Company Full or Part-Time:
Full Time At Harley-Davidson, we are building more than machines. It’s our passion and commitment to continue the evolution of this storied brand and heighten the desirability of the Harley-Davidson experience. To keep building our legend and leading our industry through innovation, evolution, and emotion we need the best and brightest talent. Our International Markets are focused on creating an inclusive and expanding rider community that appeals to new and existing riders. Continually assess and monitor the overall financial viability and credit worthiness of assigned number of Harley-Davidson dealerships located throughout the United States in accordance with policies and guidelines established in the company procedures manual. This includes periodic formal written credit memorandums and recommendations for credit line increases and dealer support loans for existing dealerships, as well as ongoing risk assessment and credit line needs to promote utilization of Commercial products and services. Job Responsibilities
Reviews and understands the corporate structure/ownership of the business partner/customers and affiliate companies. Works collaboratively with Account Managers on an assigned group of dealers to understand Harley-Davidson Commercial Credit’s risk. Reviews and understands all Uniform Commercial Code information in the file. Reviews personal credit reports for any signs of poor payment or other issues. Travel as required to visit customers. Promote understanding of products and services offered. Reviews and inputs the business partner/customers financial statement information into Moody’s CreditLens software. Reviews internal payment performance of the business partner/customers. Analyzes all of the above information and discusses with business partner/customers as needed. Reviews and makes recommendations for pending orders that take the business partner/customer above their approved credit line. Reviews and makes recommendations on temporary or seasonal credit line increases. Education Requirements
Bachelor's Degree Required Education Specifications
Finance, Economics or related Degree Preferred. Experience Requirements
Required 3 years related experience in finance, banking, accounting, or other business field required. Specific knowledge of financial statement analysis preferred. Professional written and communication skills required. Proficiency in MS Office applications required. Attention to detail, and good organizational skills. Strong teamwork skills and ability to interact effectively with all levels of staff. Preferred 1 years related experience in Commercial credit within Powersports or automotive industry. Harley-Davidson is an equal opportunity employer that continues to build a culture of inclusion, belonging and equity through our commitment to attracting and retaining diverse talent from all backgrounds. Direct Reports:
No Travel Required:
0 - 10% Visa Sponsorship:
This position is not eligible for visa sponsorship Relocation:
This position is not eligible for relocation assistance
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Location:
Oxford, OXF, GB Auto req ID:
31010 Title:
Analyst Credit Risk - Full Time Fixed Term (12 month maternity cover) Job Function:
Finance Company:
Harley-Davidson Motor Company Full or Part-Time:
Full Time At Harley-Davidson, we are building more than machines. It’s our passion and commitment to continue the evolution of this storied brand and heighten the desirability of the Harley-Davidson experience. To keep building our legend and leading our industry through innovation, evolution, and emotion we need the best and brightest talent. Our International Markets are focused on creating an inclusive and expanding rider community that appeals to new and existing riders. Continually assess and monitor the overall financial viability and credit worthiness of assigned number of Harley-Davidson dealerships located throughout the United States in accordance with policies and guidelines established in the company procedures manual. This includes periodic formal written credit memorandums and recommendations for credit line increases and dealer support loans for existing dealerships, as well as ongoing risk assessment and credit line needs to promote utilization of Commercial products and services. Job Responsibilities
Reviews and understands the corporate structure/ownership of the business partner/customers and affiliate companies. Works collaboratively with Account Managers on an assigned group of dealers to understand Harley-Davidson Commercial Credit’s risk. Reviews and understands all Uniform Commercial Code information in the file. Reviews personal credit reports for any signs of poor payment or other issues. Travel as required to visit customers. Promote understanding of products and services offered. Reviews and inputs the business partner/customers financial statement information into Moody’s CreditLens software. Reviews internal payment performance of the business partner/customers. Analyzes all of the above information and discusses with business partner/customers as needed. Reviews and makes recommendations for pending orders that take the business partner/customer above their approved credit line. Reviews and makes recommendations on temporary or seasonal credit line increases. Education Requirements
Bachelor's Degree Required Education Specifications
Finance, Economics or related Degree Preferred. Experience Requirements
Required 3 years related experience in finance, banking, accounting, or other business field required. Specific knowledge of financial statement analysis preferred. Professional written and communication skills required. Proficiency in MS Office applications required. Attention to detail, and good organizational skills. Strong teamwork skills and ability to interact effectively with all levels of staff. Preferred 1 years related experience in Commercial credit within Powersports or automotive industry. Harley-Davidson is an equal opportunity employer that continues to build a culture of inclusion, belonging and equity through our commitment to attracting and retaining diverse talent from all backgrounds. Direct Reports:
No Travel Required:
0 - 10% Visa Sponsorship:
This position is not eligible for visa sponsorship Relocation:
This position is not eligible for relocation assistance
#J-18808-Ljbffr
