Collections Agent

·
Full time
Location: Chatham
·
Job offered by: Lendable
·
Category:
About Lendable Lendable is on a mission to make consumer finance amazing:

faster, cheaper and friendlier. We're building one of the

world’s leading fintech

companies and are off to a strong start: One of the

UK’s newest unicorns

with a team of just over 400 people. Among the

fastest-growing

tech companies in the UK. Profitable

since 2017. Backed by top investors including

Balderton Capital

and

Goldman Sachs . Loved

by customers with the best reviews in the market (4.9 across 10,000s of reviews on

Trustpilot ). So far, we’ve rebuilt the

Big Three

consumer finance products from scratch: loans, credit cards and car finance. We get money into our customers’ hands in minutes instead of days. We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets

(UK and US)

where trillions worth of financial products are held by big banks with dated systems and painful processes. Join us if you want to >

Take ownership across a broad remit.

You are trusted to make decisions that drive a material impact on the direction and success of Lendable from day 1. > Work in

small teams of exceptional people , who are relentlessly resourceful to solve problems and find smarter solutions than the status quo. > Build the

best technology in-house , using new data sources, machine learning and AI to make machines do the heavy lifting. About the role The Financial Support team is responsible for working with customers experiencing financial difficulty and struggling to make their contractual payments. Our primary role is to interact with customers to understand their circumstances to ensure we can

offer a solution

which is both

affordable and sustainable

and meets their individual needs. Reporting to the Team Lead, you will

undertake customer queries via telephony, email and live chat.

We're looking for a superstar that can

consistently improve overall quality standards

and embed processes and procedures to deliver good customer outcomes. Your objectives Ensure all customer contact is

conducted to the highest standard

and quality monitoring results are consistently achieved to evidence good customer outcomes. Ensure

process and policy adherence , highlighting processes to management which may require enhancement. Interact directly with customers

via voice/non-voice as part of your role to ensure customer demand is met. Support customers

ensuring interactions are assessed against Lendable's quality assurance

scorecard and delivering meaningful and tailored responses. Identify opportunities for product and process improvement

to better serve customers, escalating where appropriate any identified risks or potential risks that are a risk to achieving good customer outcomes. Support other areas within Operations to meet operational performance if required. Meeting defined individual and team performance targets

to ensure delivery of key business and good customer outcomes are evidenced and met. Identifying and recording customer dissatisfaction

against Lendable's processes and responding appropriately to achieve complaint resolution, where complaint resolution is not possible following complaint escalation procedures. Signpost customers

to relevant free debt charities, alternatively, identifying appropriate charities based on the customers' individual needs and circumstances. Identifying vulnerable customers

and

ensuring vulnerable processes and policies are adhered

to support customers who may be vulnerable. Your profile Minimum

6 months of Financial Support/Collections experience preferable . Previous

cards experience

desirable. Previous experience of

working to target desirable . Previous experience of

working in a customer contact/facing role essential

(if no previous work experience, able to evidence competencies which demonstrate capability). What you'll need to succeed A

logical and methodical approach

to evaluating individual circumstances to identify appropriate solutions based on a customer's circumstances. Strong communication skills

both written and verbal to support customers across Lendable's channels. Strong prioritisation skills , ability to organise. Resilient

and

calm

approach when faced with difficult situations. Able to adapt written and verbal communication

to suit an individual's needs. Life at Lendable (check out our

Glassdoor page ) The opportunity to scale up one of the

world’s most successful

fintech companies. Best-in-class

compensation, including equity. You can work from home

every Monday and Friday

if you wish - on the other days we all come together IRL to be together, build and exchange ideas. Our in-house chef

prepares fresh, healthy lunches in the office every Tuesday-Thursday. We care for our Lendies’ well-being both physically and mentally, so we offer coverage when it comes to

private health insurance . We're an

equal opportunity employer

and are looking to make Lendable the most inclusive and open workspace in London. Check out our

blog !

#J-18808-Ljbffr

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