Location:
Salary: Closing Date:
Thursday 23 January 2025 Credit Risk Analyst Contract Type:
Permanent | Full-time Location:
London or Bradford.
Occasional travel to other offices may be required. Working Pattern:
Hybrid—typically 1 day a week in the office. Flexible arrangements are considered to support work-life balance. What We Offer: Holidays:
25 days holiday up to 30 days (depending on service) Pension:
We will contribute up to 10% Maternity/Paternity:
Enhanced maternity (after successful completion of probation) and 4 weeks paternity leave Volunteering:
2 paid days to ‘give back’ to the charity of your choice Development:
LinkedIn Learning for all Finance:
Snoop Premium available to all colleagues Medical:
Opportunity to opt in for Private Medical Insurance Bonus:
Discretionary annual bonus
The Role: As our Credit Risk Analyst, you will use data-driven insights to develop, implement, and optimise Acquisition Strategies for VBG. You will identify, assess, document, escalate, and report the key risks associated with the function and ensure appropriate control within governance and risk frameworks aligned to best practice and regulatory obligations. Support the delivery of analytical/data-driven projects Contribute to workflow or process changes and form an understanding of different products and processes Gather and define the requirements for creating insights and delivering it as a coherent story to management Utilise knowledge and commercial awareness to provide support and oversight on credit reporting, ensuring the process is fully documented Define requirements for data infrastructure to support business reporting needs Support the creation of regular management information reports Develop visual reports, KPIs, and dashboards using the available platforms (Power BI / Excel)
Knowledge and Expertise: Exceptional quantitative skills, with exposure to credit analytics Understanding of consumer credit, preferably in the sub-prime or online lending sector Understanding of corporate governance frameworks Proven ability to plan and organise work effectively and prioritise deadlines whilst working at pace
What Will Make You Stand Out: Ability to present complex problems Excellent communication skills with the ability to influence, negotiate and constructively challenge Ability to operate independently and objectively Clear, logical and analytical approach to problem solving Attention to detail and accuracy focused Degree or equivalent experience in a highly numerate and analytical subject Demonstrable experience of data, reporting, and analytics within a Credit risk or similar team
The Interview Process: Up to 30-minute telephone call with a member of the Talent Acquisition team Up to 60 minutes with the hiring team – Competency-based Final interview with Head of Credit Risk
Offers are subject to satisfactory background checks, including credit, fraud, and employment references. Who We Are: At Vanquis, we have a simple purpose: to deliver caring banking so our customers can make the most of life’s opportunities. Established in 1880, we’re now a FTSE All Share company and leading specialist bank. We lend responsibly, providing tailored products and services to over 1.75 million UK customers. We take care of our colleagues as well as our customers, working hard to create a rewarding and supportive work environment. That means competitive salaries, benefits, and a Group-wide recognition scheme. Everyone can enrol in our pension and after six months, you can join our ‘Buy As You Earn’ scheme. We’re about more than financial rewards though. We give everyone a voice in the business and room to be their authentic self. And we know you’re here to build your career, so we help every colleague with training and development opportunities. Making sure there’s always something new to learn. Vanquis Bank is an Equal Opportunity Employer: Here at Vanquis Banking Group, we embrace everyone’s unique strengths and identities to be themselves at work. Regardless of how you identify yourself, your sexual orientation, marital or civil partner status, race, colour, nationality, ethnic or national background, faith, disability, or age – your experiences and background help enrich our teams, and most importantly help support our customers in the best way possible. If there’s anything we can do in the recruitment process to help you achieve your best, get in touch. You can contact us at
careers@vanquis.com #J-18808-Ljbffr
Salary: Closing Date:
Thursday 23 January 2025 Credit Risk Analyst Contract Type:
Permanent | Full-time Location:
London or Bradford.
Occasional travel to other offices may be required. Working Pattern:
Hybrid—typically 1 day a week in the office. Flexible arrangements are considered to support work-life balance. What We Offer: Holidays:
25 days holiday up to 30 days (depending on service) Pension:
We will contribute up to 10% Maternity/Paternity:
Enhanced maternity (after successful completion of probation) and 4 weeks paternity leave Volunteering:
2 paid days to ‘give back’ to the charity of your choice Development:
LinkedIn Learning for all Finance:
Snoop Premium available to all colleagues Medical:
Opportunity to opt in for Private Medical Insurance Bonus:
Discretionary annual bonus
The Role: As our Credit Risk Analyst, you will use data-driven insights to develop, implement, and optimise Acquisition Strategies for VBG. You will identify, assess, document, escalate, and report the key risks associated with the function and ensure appropriate control within governance and risk frameworks aligned to best practice and regulatory obligations. Support the delivery of analytical/data-driven projects Contribute to workflow or process changes and form an understanding of different products and processes Gather and define the requirements for creating insights and delivering it as a coherent story to management Utilise knowledge and commercial awareness to provide support and oversight on credit reporting, ensuring the process is fully documented Define requirements for data infrastructure to support business reporting needs Support the creation of regular management information reports Develop visual reports, KPIs, and dashboards using the available platforms (Power BI / Excel)
Knowledge and Expertise: Exceptional quantitative skills, with exposure to credit analytics Understanding of consumer credit, preferably in the sub-prime or online lending sector Understanding of corporate governance frameworks Proven ability to plan and organise work effectively and prioritise deadlines whilst working at pace
What Will Make You Stand Out: Ability to present complex problems Excellent communication skills with the ability to influence, negotiate and constructively challenge Ability to operate independently and objectively Clear, logical and analytical approach to problem solving Attention to detail and accuracy focused Degree or equivalent experience in a highly numerate and analytical subject Demonstrable experience of data, reporting, and analytics within a Credit risk or similar team
The Interview Process: Up to 30-minute telephone call with a member of the Talent Acquisition team Up to 60 minutes with the hiring team – Competency-based Final interview with Head of Credit Risk
Offers are subject to satisfactory background checks, including credit, fraud, and employment references. Who We Are: At Vanquis, we have a simple purpose: to deliver caring banking so our customers can make the most of life’s opportunities. Established in 1880, we’re now a FTSE All Share company and leading specialist bank. We lend responsibly, providing tailored products and services to over 1.75 million UK customers. We take care of our colleagues as well as our customers, working hard to create a rewarding and supportive work environment. That means competitive salaries, benefits, and a Group-wide recognition scheme. Everyone can enrol in our pension and after six months, you can join our ‘Buy As You Earn’ scheme. We’re about more than financial rewards though. We give everyone a voice in the business and room to be their authentic self. And we know you’re here to build your career, so we help every colleague with training and development opportunities. Making sure there’s always something new to learn. Vanquis Bank is an Equal Opportunity Employer: Here at Vanquis Banking Group, we embrace everyone’s unique strengths and identities to be themselves at work. Regardless of how you identify yourself, your sexual orientation, marital or civil partner status, race, colour, nationality, ethnic or national background, faith, disability, or age – your experiences and background help enrich our teams, and most importantly help support our customers in the best way possible. If there’s anything we can do in the recruitment process to help you achieve your best, get in touch. You can contact us at
careers@vanquis.com #J-18808-Ljbffr
