Are you passionate about finance and risk management? Join our dynamic team in Manchester as a Credit Risk Analyst.
IN SHORT
In this role, you will be responsible for analysing the creditworthiness of new and existing counterparties and their KYC (Know Your Customer) status. You will recommend counterparty credit limits and maintain all relevant information in our Credit database. Additionally, you will collaborate with Commercial teams to mitigate risks and ensure secure business relations. Take the next step in your career and help us safeguard our business while driving growth. WHAT YOU WILL DO
Analyse and assess counterparties’ credit worthiness, primarily through analysis of their financial statements and prepare written Credit Approval Requests on a regular basis and continuous monitoring of counterparty status. Collaborate with and support commercial teams to understand and estimate resulting risk from business relationships. Recommend appropriate credit rating, mitigation measures (like cash deposit, group or bank guarantees, or insurance), required credit limit and approve the limits in accordance to the received mandates. Create and prepare periodic and ad-hoc Credit Risk reports and monitor limit utilisation, working proactively to mitigate potential limit breaches and ensure transparent reporting to key stakeholders. Perform ‘Know Your Customer’ (KYC) assessments under the company’s established assessment process, in order to recommend an appropriate KYC status. Regular renewal and continuous monitoring of counterparty’s KYC status. Interact and collaborate with other support functions (mainly Risk internal, Treasury, Legal, Product Control) to assess and mitigate credit risk. Provide support in the execution of projects within the risk function requiring coordination with external and internal stakeholders. WHAT YOU WILL BRING
Proven experience in a credit or finance role within an energy company, bank, or rating agency. Familiarity with energy/commodity trading markets, particularly natural gas, power, oil, or LNG, is advantageous. Comprehensive understanding of Credit Risk Management practices and frameworks. Strong analytical skills with the capability to assess complex problems, produce precise credit analysis documents, and deliver solutions within tight deadlines. Ability to work both independently and collaboratively within a team. Reliable in utilizing provided mandates to make credit decisions and handle counterparties effectively. ABOUT US
SEFE is an international energy company ensuring the security of supply and driving the decarbonisation of its customers. SEFE’s activities span the energy value chain, from origination and trading to sales, transport, and storage. By investing in clean energies and especially in the hydrogen ecosystem, SEFE is contributing to the energy transition. The company employs around 2,000 people globally and is owned by the Federal Government of Germany. OUR BENEFITS
We’re committed to creating an inclusive environment that embraces diversity and fosters the development of knowledge, skills, and experience. In return, we offer a competitive remuneration package supported by a comprehensive benefits package which includes: Non-contributory pension Bonus earning potential 25 days holiday plus bank holidays and volunteering days Buy/sell holidays Life assurance Medical and dental insurance A wide range of optional flexible benefits We are committed to supporting your career growth with opportunities to develop both your knowledge and experience through a blended approach to learning.
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In this role, you will be responsible for analysing the creditworthiness of new and existing counterparties and their KYC (Know Your Customer) status. You will recommend counterparty credit limits and maintain all relevant information in our Credit database. Additionally, you will collaborate with Commercial teams to mitigate risks and ensure secure business relations. Take the next step in your career and help us safeguard our business while driving growth. WHAT YOU WILL DO
Analyse and assess counterparties’ credit worthiness, primarily through analysis of their financial statements and prepare written Credit Approval Requests on a regular basis and continuous monitoring of counterparty status. Collaborate with and support commercial teams to understand and estimate resulting risk from business relationships. Recommend appropriate credit rating, mitigation measures (like cash deposit, group or bank guarantees, or insurance), required credit limit and approve the limits in accordance to the received mandates. Create and prepare periodic and ad-hoc Credit Risk reports and monitor limit utilisation, working proactively to mitigate potential limit breaches and ensure transparent reporting to key stakeholders. Perform ‘Know Your Customer’ (KYC) assessments under the company’s established assessment process, in order to recommend an appropriate KYC status. Regular renewal and continuous monitoring of counterparty’s KYC status. Interact and collaborate with other support functions (mainly Risk internal, Treasury, Legal, Product Control) to assess and mitigate credit risk. Provide support in the execution of projects within the risk function requiring coordination with external and internal stakeholders. WHAT YOU WILL BRING
Proven experience in a credit or finance role within an energy company, bank, or rating agency. Familiarity with energy/commodity trading markets, particularly natural gas, power, oil, or LNG, is advantageous. Comprehensive understanding of Credit Risk Management practices and frameworks. Strong analytical skills with the capability to assess complex problems, produce precise credit analysis documents, and deliver solutions within tight deadlines. Ability to work both independently and collaboratively within a team. Reliable in utilizing provided mandates to make credit decisions and handle counterparties effectively. ABOUT US
SEFE is an international energy company ensuring the security of supply and driving the decarbonisation of its customers. SEFE’s activities span the energy value chain, from origination and trading to sales, transport, and storage. By investing in clean energies and especially in the hydrogen ecosystem, SEFE is contributing to the energy transition. The company employs around 2,000 people globally and is owned by the Federal Government of Germany. OUR BENEFITS
We’re committed to creating an inclusive environment that embraces diversity and fosters the development of knowledge, skills, and experience. In return, we offer a competitive remuneration package supported by a comprehensive benefits package which includes: Non-contributory pension Bonus earning potential 25 days holiday plus bank holidays and volunteering days Buy/sell holidays Life assurance Medical and dental insurance A wide range of optional flexible benefits We are committed to supporting your career growth with opportunities to develop both your knowledge and experience through a blended approach to learning.
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