Credit Risk Business Growth Specialist (Apply in minutes)

·
Full time
Location: Belfast
·
Job offered by: Barclays Bank PLC
·
Category:
Join us as a Business Development Manager (Credit Analyst) in our Mid-

Remember to check your CV before applying Also, ensure you read through all the requirements related to this role. Corporate Banking team in Belfast.

The prime objective of the role is to support our Bankers in identifying and converting new to bank opportunities working across Northern Ireland. This will include inter alia, developing new leads, assisting in deal structuring, drafting credit applications and project management of new customer onboarding.

You will be a focal point for business development activity within the local region both internally and external to the Bank. You will have and maintain expert knowledge of the local market through key introducer networks and understanding the needs and requirements of local businesses with the management of a small portfolio of customers, ensuring high levels of customer engagement with the aim of maximising revenue and wallet share.

Essential Skills:

* A deep knowledge of, and skilled in, lending and credit risk analysis to support with new to bank lending requests for lending applications from corporate customers of up to £10,000,000 * An excellent understanding of the impact of economic environment on customers’ needs and business * Previous experience of being in a service role and meeting customer needs with appropriate products and propositions * A good knowledge of mandatory Risk policies and procedures relating to credit conformance and regulatory, operational and legal risk * Self-confident individual with sufficient gravitas and experience to command the respect of internal and external stakeholders * Self-starter – works proactively with minimum supervision

Desirable skills:

* Previous experience working within Corporate Finance * Client portfolio management experience in a corporate banking environment * Accredited in a Lendingprofessional related qualification * Industry knowledge, in particular Trade & Working Capital solutions and understanding of key drivers for business owners * Successful track record of business development and acquiring new customers

You may be assessed on the key critical skills relevant for success in role, such as risk and controls, change and transformation, business acumen strategic thinking and digital and technology, as well as job-specific technical skills.

**Purpose of the role**

To establish and nurture profitable partnerships with corporate clients. Its the bridge between the banks offerings and clients needs, ensuring mutual benefit and long-term success.

**Accountabilities**

* Management of client relationships to identify the clients financial goals, challenges, and risk tolerance to support the analysis of data obtained from various sources, including the investment portfolio and cash flow, to identify trends, insights, areas for improvement and additional services to support client needs. * Research and understanding of the clients industry trends, regulatory landscape, and competitive environment to inform strategic recommendations. * Design of customised solutions that address the clients specific needs and objectives, incorporating a range of products and services from the banks portfolio. * Communication of the value proposition of proposed solutions, justification of recommendations, and negotiation of terms that are beneficial for both the client and the bank. * Provision of guidance to clients to support their financial decisions, risk management and wealth management strategies and updates on market trends to ensure a positive and continuous relationship. * Assessment of financial, legal, and operational risks associated with client relationships, and implementation of measures to minimise potential losses. * Documentation of all client interactions, transactions, and agreements to ensure transparency and auditability, and communicate findings effectively to support product development, service offerings, and the overall bank strategy. * Monitoring of client satisfaction, revenue generated, and other relevant metrics to evaluate the effectiveness of relationship management efforts. * Execution of market research and analysis to support the identification of potential new opportunities, market trends, and customer needs, to develop strategies for business growth.

**Assistant Vice President Expectations**

* To advise and influence decision making, contribute to policy development and take responsibility for operational effectiveness. Collaborate closely with other functions business divisions. * Lead a team performing complex tasks, using well developed professional knowledge and skills to deliver on work that impacts the whole business function. Set objectives and coach employees in pursuit of those objectives, appraisal of performance relative to objectives and determination of reward outcomes * If the position has leadership responsibilities, People Leaders are expected to demonstrate a clear set of leadership behaviours to create an environment for colleagues to thrive and deliver to a consistently excellent standard. The four LEAD behaviours are: L – Listen and be authentic, E – Energise and inspire, A – Align across the enterprise, D – Develop others. * OR for an individual contributor, they will lead collaborative assignments and guide team members through structured assignments, identify the need for the inclusion of other areas of specialisation to complete assignments. They will identify new directions for assignments and or projects, identifying a combination of cross functional methodologies or practices to meet required outcomes. * Consult on complex issues; providing advice to People Leaders to support the resolution of escalated issues. * Identify ways to mitigate risk and developing new policiesprocedures in support of the control and governance agenda. * Take ownership for managing risk and strengthening controls in relation to the work done. * Perform work that is closely related to that of other areas, which requires understanding of how areas coordinate and contribute to the achievement of the objectives of the organisation sub-function. * Collaborate with other areas of work, for business aligned support areas to keep up to speed with business activity and the business strategy. * Engage in complex analysis of data from multiple sources of information, internal and external sources such as procedures and practises (in other areas, teams, companies, etc).to solve problems creatively and effectively. * Communicate complex information. Complex information could include sensitive information or information that is difficult to communicate because of its content or its audience. * Influence or convince stakeholders to achieve outcomes.

All colleagues will be expected to demonstrate the Barclays Values of Respect, Integrity, Service, Excellence and Stewardship – our moral compass, helping us do what we believe is right. They will also be expected to demonstrate the Barclays Mindset – to Empower, Challenge and Drive – the operating manual for how we behave.
Industry: Financial Services
Employees: 10,001+
Annual Revenue: $31.568B
Founded: 1690
Address: 1 Churchill Place, London, GB, E14 5HP

Barclays is a British universal bank. Our vision is to be the UK-centred leader in global finance. We are a diversified bank with comprehensive UK consumer, corporate and wealth and private banking franchises, a leading investment bank and a strong, specialist US consumer bank. Through these five divisions, we are working together for a better financial future for our customers, clients and communities. With over 325 years of history and expertise in banking, Barclays operates in over 40 countries and employs approximately 83,500 people. Barclays moves, lends, invests and protects money for customers and clients worldwide. Barclays is a trading name of Barclays Bank PLC and its subsidiaries. Barclays Bank PLC is registered in England and is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered in England. Registered No. 1026167. Registered office: 1 Churchill Place, London E14 5HP.

Recent Jobs

London (On site) · Full time

Are you a smart, driven professional who takes pride in making a difference in local communities? Turner & Townsend’s Real Estate division is experiencing significant growth and we’re looking for an experienced industry professional with health project experience to join our high-performing and collaborative Project Management team. Why Join Us? Impactful Work: Contribute to social [...]Read More... from Assistant Project Manager – Healthcare See details

Chasetown (On site) · Full time

My client, Autosmart International are a manufacturing success story! Site Operations Manager – leading fast-paced manufacturing and warehousing About Our Client Autosmart International is a manufacturing success story, leading the field in vehicle cleaning products. We are the No.1 choice of automotive trade customers across the UK. We have doubled in size in the last [...]Read More... from Site Operations Manager See details

London (On site) · Full time

CSS are looking for an experienced duty officer to join our client’s team who are a local council responsible for all areas within the Tendering district. Working hours: All shifts are 8 hours long with various start times available: Monday to Friday – start times between 6AM – 3PM Saturday & Sunday – 6AM – [...]Read More... from Duty Officer See details