End Date
Saturday 04 January 2025
Salary Range
£73,521 - £81,690
Flexible Working Options
Job Share
Job Description Summary
Sitting within our Risk function, Risk Science is a centre of excellence for analytics, modelling, and customer insights. You’ll be part of a specialist modelling team focused on building and delivering industry leading Capital, Impairment, and pricing models within the Commercial book of the Group.
We work with data that underpins vital business decisions, and together we make it possible to add customer value, control risk, and help to build a safe, strong bank for our customers.
Job Description
JOB TITLE:
Credit Risk Modelling Manager
SALARY:
£73,521 - £81,690
LOCATION:
Edinburgh, Leeds, Cardiff or Bristol
HOURS:
Full time
WORKING PATTERN:
Hybrid, 40% (or two days) in an office site
About this opportunity
Sitting within our Risk function, Decision Science is a centre of excellence for analytics, modelling, and customer insights. You’ll be part of a specialist modelling team focused on building and delivering industry leading Capital, Impairment, and pricing models within the Commercial book of the Group.
We work with data that underpins vital business decisions, and together we make it possible to add customer value, control risk, and help to build a safe, strong bank for our customers.
Could you help us become more insightful about data to reshape our business and deliver success?
Take ownership for delivery of modelling and analytic projects, ensuring these are completed in line with business requirements.
Lead the design of modelling solutions (calibrations, analytics & development) to high technical standards and following internal policies and external regulation.
Provide technical leadership, mentoring and management to less experienced team members.
Be hands-on with data, developing and validating models and running impact assessments to understand customer behaviour and credit performance and to tell a story to the business in order to influence decision making.
Due to the nature of our work, which spans capital, pricing & IFRS9 models you will build close relationships with many other Risk teams, Impairment Finance and our business colleagues too!
Participate actively in the Decision Science management team, supporting senior managers in delivering of wider team initiatives and proactively contributing to development of positive team culture.
What you’ll need
You’ll have had experience in either capital/CRDIV modelling, pricing or impairment modelling, or a similar role.
To succeed in this role you will need to have strong knowledge of SAS.
You’ll have a track record of end to end project management.
You’ll have an understanding of the current regulatory capital environment.
Experience with stakeholder management, especially as it relates to driving change in an organization.
Strong communication skills, both in writing and informally are a must.
Strong analytical skills are also required.
And any experience of these would be really useful
An understanding of Python, SQL, or Pyspark would be useful.
Commercial banking modelling experience would be beneficial, but is not required.
People management experience would also be useful.
About working for us
Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms.
We want our people to feel that they belong and can be their best, regardless of background, identity or culture.
We’re disability confident. So if you’d like reasonable adjustments to be made to our recruitment processes, just let us know.
We also offer a wide-ranging benefits package, which includes:
A generous pension contribution of up to 15%
An annual bonus award, subject to Group performance
Share schemes including free shares
Benefits you can adapt to your lifestyle, such as discounted shopping
30 days’ holiday, with bank holidays on top
A range of wellbeing initiatives and generous parental leave policies
Want to do amazing work, that’s interesting and makes a difference to millions of people?
Join our journey.
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve.
#J-18808-Ljbffr
Saturday 04 January 2025
Salary Range
£73,521 - £81,690
Flexible Working Options
Job Share
Job Description Summary
Sitting within our Risk function, Risk Science is a centre of excellence for analytics, modelling, and customer insights. You’ll be part of a specialist modelling team focused on building and delivering industry leading Capital, Impairment, and pricing models within the Commercial book of the Group.
We work with data that underpins vital business decisions, and together we make it possible to add customer value, control risk, and help to build a safe, strong bank for our customers.
Job Description
JOB TITLE:
Credit Risk Modelling Manager
SALARY:
£73,521 - £81,690
LOCATION:
Edinburgh, Leeds, Cardiff or Bristol
HOURS:
Full time
WORKING PATTERN:
Hybrid, 40% (or two days) in an office site
About this opportunity
Sitting within our Risk function, Decision Science is a centre of excellence for analytics, modelling, and customer insights. You’ll be part of a specialist modelling team focused on building and delivering industry leading Capital, Impairment, and pricing models within the Commercial book of the Group.
We work with data that underpins vital business decisions, and together we make it possible to add customer value, control risk, and help to build a safe, strong bank for our customers.
Could you help us become more insightful about data to reshape our business and deliver success?
Take ownership for delivery of modelling and analytic projects, ensuring these are completed in line with business requirements.
Lead the design of modelling solutions (calibrations, analytics & development) to high technical standards and following internal policies and external regulation.
Provide technical leadership, mentoring and management to less experienced team members.
Be hands-on with data, developing and validating models and running impact assessments to understand customer behaviour and credit performance and to tell a story to the business in order to influence decision making.
Due to the nature of our work, which spans capital, pricing & IFRS9 models you will build close relationships with many other Risk teams, Impairment Finance and our business colleagues too!
Participate actively in the Decision Science management team, supporting senior managers in delivering of wider team initiatives and proactively contributing to development of positive team culture.
What you’ll need
You’ll have had experience in either capital/CRDIV modelling, pricing or impairment modelling, or a similar role.
To succeed in this role you will need to have strong knowledge of SAS.
You’ll have a track record of end to end project management.
You’ll have an understanding of the current regulatory capital environment.
Experience with stakeholder management, especially as it relates to driving change in an organization.
Strong communication skills, both in writing and informally are a must.
Strong analytical skills are also required.
And any experience of these would be really useful
An understanding of Python, SQL, or Pyspark would be useful.
Commercial banking modelling experience would be beneficial, but is not required.
People management experience would also be useful.
About working for us
Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms.
We want our people to feel that they belong and can be their best, regardless of background, identity or culture.
We’re disability confident. So if you’d like reasonable adjustments to be made to our recruitment processes, just let us know.
We also offer a wide-ranging benefits package, which includes:
A generous pension contribution of up to 15%
An annual bonus award, subject to Group performance
Share schemes including free shares
Benefits you can adapt to your lifestyle, such as discounted shopping
30 days’ holiday, with bank holidays on top
A range of wellbeing initiatives and generous parental leave policies
Want to do amazing work, that’s interesting and makes a difference to millions of people?
Join our journey.
At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.
We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks.
We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve.
#J-18808-Ljbffr
