Company description:
SFS
Job description:
Job Title: Credit Underwriter
Salary: Starting from £35,000 plus an excellent benefits package
Location: Milton Keynes/ Hybrid
Scania Financial Services
•
Hybrid working•
Enhanced parental leave •
Eligibility to annual bonus scheme•
Access to a fantastic loan car scheme •
25 days annual leave plus bank holidays •
Competitive pension•
4x basic salary life assurance A Quote from Michael Barstow our Credit Manager
“A fantastic opportunity to join and grow. No two days are the same on the underwriting team.
One minute you might be considering the viability of a sole trader looking to fund their very first truck and the next you are considering a multi-million credit
line for one of the UK’s largest logistics businesses.
With the support of our experienced and knowledgeable team you will soon feel comfortable with making and recommending decisions across this full spectrum, and we look forward to gaining from the unique
knowledge and experience that you can bring to us”. In this role you will: •
Review and analyse credit applications from customers or businesses, assessing financial viability and risk.•
Assist in the smooth operation of dealer wholesale financing arrangements, ensuring efficient processes and compliance.•
Protect the company’s interests by minimising risks related to money laundering, data protection, and operator license legislation.•
Collaborate closely with the Scania Finance sales team and dealer network to support financing solutions.•
Prepare timely and accurate reports as required, ensuring key insights are communicated effectively.•
Work on the composition and closure of quarterly reports, providing clear analysis and recommendations.•
Prepare comprehensive credit reports and make recommendations for approval or decline decisions.•
Analyse accounts related to company operator licenses to ensure proper management and compliance.•
Generate monthly reports for submission to the Head Office in Sweden, maintaining accuracy and clarity. About you: Analytical –
Review and analyse financial statements, credit reports, and risk factors to assess creditworthiness effectively. Strong Communicator –
Clear and confident written and verbal communication skills to explain credit decisions and collaborate with stakeholders. Solutions-Oriented –
Demonstrates a proactive approach to overcoming challenges and identifying practical, effective solutions. Decision-Making –
Uses data-driven insights and information to support informed, business decisions. If you’re interested in this role we’d love to hear from you. Closing date:
25/02/2025 Next steps: 1.
If you like the sound of this position, please apply today.2.
A member of the Scania Recruitment team will contact you to discuss your application.3.
If you are successful at that stage, you will be invited to have a conversation with the hiring manager. We understand that every candidate is unique, and we strive to accommodate your needs. If you require any adjustments during the application process, please reach out to our Recruitment Team, we’ll be happy to discuss these with you.
Hybrid working•
Enhanced parental leave •
Eligibility to annual bonus scheme•
Access to a fantastic loan car scheme •
25 days annual leave plus bank holidays •
Competitive pension•
4x basic salary life assurance A Quote from Michael Barstow our Credit Manager
“A fantastic opportunity to join and grow. No two days are the same on the underwriting team.
One minute you might be considering the viability of a sole trader looking to fund their very first truck and the next you are considering a multi-million credit
line for one of the UK’s largest logistics businesses.
With the support of our experienced and knowledgeable team you will soon feel comfortable with making and recommending decisions across this full spectrum, and we look forward to gaining from the unique
knowledge and experience that you can bring to us”. In this role you will: •
Review and analyse credit applications from customers or businesses, assessing financial viability and risk.•
Assist in the smooth operation of dealer wholesale financing arrangements, ensuring efficient processes and compliance.•
Protect the company’s interests by minimising risks related to money laundering, data protection, and operator license legislation.•
Collaborate closely with the Scania Finance sales team and dealer network to support financing solutions.•
Prepare timely and accurate reports as required, ensuring key insights are communicated effectively.•
Work on the composition and closure of quarterly reports, providing clear analysis and recommendations.•
Prepare comprehensive credit reports and make recommendations for approval or decline decisions.•
Analyse accounts related to company operator licenses to ensure proper management and compliance.•
Generate monthly reports for submission to the Head Office in Sweden, maintaining accuracy and clarity. About you: Analytical –
Review and analyse financial statements, credit reports, and risk factors to assess creditworthiness effectively. Strong Communicator –
Clear and confident written and verbal communication skills to explain credit decisions and collaborate with stakeholders. Solutions-Oriented –
Demonstrates a proactive approach to overcoming challenges and identifying practical, effective solutions. Decision-Making –
Uses data-driven insights and information to support informed, business decisions. If you’re interested in this role we’d love to hear from you. Closing date:
25/02/2025 Next steps: 1.
If you like the sound of this position, please apply today.2.
A member of the Scania Recruitment team will contact you to discuss your application.3.
If you are successful at that stage, you will be invited to have a conversation with the hiring manager. We understand that every candidate is unique, and we strive to accommodate your needs. If you require any adjustments during the application process, please reach out to our Recruitment Team, we’ll be happy to discuss these with you.
