Job Title: Credit Underwriter
Salary: Starting from £35,000 plus an excellent benefits package
Location: Milton Keynes/ Hybrid
Benefits:
Hybrid working
Enhanced parental leave
Eligibility to annual bonus scheme
Access to a fantastic loan car scheme
25 days annual leave plus bank holidays
Competitive pension
4x basic salary life assurance
A Quote from Michael Barstow our Credit Manager
“A fantastic opportunity to join and grow. No two days are the same on the underwriting team. One minute you might be considering the viability of a sole trader looking to fund their very first truck and the next you are considering a multi-million credit line for one of the UK’s largest logistics businesses. With the support of our experienced and knowledgeable team you will soon feel comfortable with making and recommending decisions across this full spectrum, and we look forward to gaining from the unique knowledge and experience that you can bring to us.”
In this role you will:
Review and analyse credit applications from customers or businesses, assessing financial viability and risk.
Assist in the smooth operation of dealer wholesale financing arrangements, ensuring efficient processes and compliance.
Protect the company’s interests by minimising risks related to money laundering, data protection, and operator license legislation.
Collaborate closely with the Scania Finance sales team and dealer network to support financing solutions.
Prepare timely and accurate reports as required, ensuring key insights are communicated effectively.
Work on the composition and closure of quarterly reports, providing clear analysis and recommendations.
Prepare comprehensive credit reports and make recommendations for approval or decline decisions.
Analyse accounts related to company operator licenses to ensure proper management and compliance.
Generate monthly reports for submission to the Head Office in Sweden, maintaining accuracy and clarity.
About you:
Analytical:
Review and analyse financial statements, credit reports, and risk factors to assess creditworthiness effectively. Strong Communicator:
Clear and confident written and verbal communication skills to explain credit decisions and collaborate with stakeholders. Solutions-Oriented:
Demonstrates a proactive approach to overcoming challenges and identifying practical, effective solutions. Decision-Making:
Uses data-driven insights and information to support informed, business decisions. If you’re interested in this role we’d love to hear from you. Next steps: 1. If you like the sound of this position, please apply today. 2. A member of the Scania Recruitment team will contact you to discuss your application. 3. If you are successful at that stage, you will be invited to have a conversation with the hiring manager. We understand that every candidate is unique, and we strive to accommodate your needs. If you require any adjustments during the application process, please reach out to our Recruitment Team; we’ll be happy to discuss these with you. Working for Scania is not just about the job. It’s about you too. We offer an excellent benefits package which includes a pension scheme, complementary life insurance, financial incentive schemes and discounts on major retail outlets including groceries. At Scania, we invest considerably in colleague development, and you can expect to receive comprehensive training and career progression not only in the UK but throughout our Global organisation. We have a strong and supportive culture, where each individual is seen, respected, and has the potential to contribute. We trust each other to act and make decisions, and we believe in a more flexible future workplace based on individual needs. For us, diversity and inclusion is a strategic necessity. By having colleagues with the widest possible range of skills, knowledge, backgrounds, and experiences, we ensure we have the right people and together with an inclusive corporate culture, this drives our business forward. We want our colleagues to feel proud and happy to work for us, no matter where they are from or who they are, and we strive to achieve an inclusive and family-friendly environment for everyone. Scania is dedicated to delivering exceptional products and services to our customers and the successful candidate will reflect our core values; CUSTOMER FIRST, RESPECT, ELIMINATION OF WASTE, RESPONSIBILITY and TEAM SPIRIT in all we do.
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Review and analyse financial statements, credit reports, and risk factors to assess creditworthiness effectively. Strong Communicator:
Clear and confident written and verbal communication skills to explain credit decisions and collaborate with stakeholders. Solutions-Oriented:
Demonstrates a proactive approach to overcoming challenges and identifying practical, effective solutions. Decision-Making:
Uses data-driven insights and information to support informed, business decisions. If you’re interested in this role we’d love to hear from you. Next steps: 1. If you like the sound of this position, please apply today. 2. A member of the Scania Recruitment team will contact you to discuss your application. 3. If you are successful at that stage, you will be invited to have a conversation with the hiring manager. We understand that every candidate is unique, and we strive to accommodate your needs. If you require any adjustments during the application process, please reach out to our Recruitment Team; we’ll be happy to discuss these with you. Working for Scania is not just about the job. It’s about you too. We offer an excellent benefits package which includes a pension scheme, complementary life insurance, financial incentive schemes and discounts on major retail outlets including groceries. At Scania, we invest considerably in colleague development, and you can expect to receive comprehensive training and career progression not only in the UK but throughout our Global organisation. We have a strong and supportive culture, where each individual is seen, respected, and has the potential to contribute. We trust each other to act and make decisions, and we believe in a more flexible future workplace based on individual needs. For us, diversity and inclusion is a strategic necessity. By having colleagues with the widest possible range of skills, knowledge, backgrounds, and experiences, we ensure we have the right people and together with an inclusive corporate culture, this drives our business forward. We want our colleagues to feel proud and happy to work for us, no matter where they are from or who they are, and we strive to achieve an inclusive and family-friendly environment for everyone. Scania is dedicated to delivering exceptional products and services to our customers and the successful candidate will reflect our core values; CUSTOMER FIRST, RESPECT, ELIMINATION OF WASTE, RESPONSIBILITY and TEAM SPIRIT in all we do.
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