Experian is a global data and technology company, powering opportunities for people and businesses around the world. We help to redefine lending practices, uncover and prevent fraud, simplify healthcare, create marketing solutions, and gain deeper insights into the automotive market, all using our unique combination of data, analytics and software. We also assist millions of people to realise their financial goals and help them save time and money.
We operate across a range of markets, from financial services to healthcare, automotive, agribusiness, insurance, and many more industry segments.
We invest in people and new advanced technologies to unlock the power of data. As a FTSE 100 Index company listed on the London Stock Exchange (EXPN), we have a team of 22,500 people across 32 countries. Our corporate headquarters are in Dublin, Ireland. Learn more at experianplc.com
Job Description
The Compliance team in Experian provides a unique opportunity to engage with experts in the changing world of data and be challenged to find pragmatic compliance solutions to meet consumer and client needs. This role reporting into our Compliance Manager is a hybrid opportunity based in our Nottingham based office with full autonomy around weekly office presence to achieve a collaborative working approach. Why this role is important to us We're looking for a compliance professional who has experience of working in a compliance advisory capacity with a background in debt management, debt consolidation and payments. You might have worked for a debt management firm, a lender providing consolidation loans or for a retail finance provider. You'll be working as a member of the Compliance Advisory Team in a Second Line of Defence (2LoD) capacity supporting the Experian Consumer Services division and will be experienced in providing practical, proactive compliance advice and assisting the First Line of Defence (1LoD) to manage regulatory risk aligning to our risk appetite. Work that matters - What you'll be doing Support agile product development processes with timely and comprehensive regulatory advice and advise on projects, propositions and controls. You'll complete regulatory risk assessments and help the business implement controls. Working with 1LoD, you'll be identifying areas of regulatory and conduct risk and to develop controls. You'll provide oversight and give credible challenge to ensure regulatory risks are reported and escalated to operational Risk Management Committees and other appropriate governance forums. Support First Line teams to assess the impact of regulatory changes and the development of necessary controls through the implementation of a pro-active engagement model. Qualifications
What you'll need to bring to the role & Experian Experience of the regulatory environment relating to payments and debt management is necessary. Experience working in a 2LoD compliance advisory position or a role which involves you providing compliance advice daily to stakeholders. You'll need to be curious and prepared to dig beneath the surface to get an understanding of the regulatory challenges faced by the business. You'll have to provide credible challenge and partner with the 1LoD to seek solutions. From a technical knowledge perspective, you'll understand the FCA Handbook in particular CONC and CONC 8 as it relates to debt related activities, Payment Services and financial crime risks related to payment activities. An understanding of the Open Banking ecosystem and GDPR would also be helpful. More about you Be inquisitive, invested and investigative and not afraid to challenge or be the only one in the room with a different view. Practical, balanced and level-headed, whilst impacted by change. Work with little direct support and demonstrate a track record for prioritising and completing work in a timely and organized fashion. Additional information Benefits package includes: Hybrid and flexible working. Great compensation package and discretionary bonus plan. Core benefits include pension, bupa healthcare, sharesave scheme and more. 25 days annual leave with 8 bank holidays and 3 volunteering days. You can purchase additional annual leave. Internal Grade EB8/D Equal Opportunity Employer
Experian is proud to be an Equal Opportunity and Affirmative Action employer. Innovation is an important part of Experian's DNA and practices, and our diverse workforce drives our success. Everyone can succeed at Experian and bring their whole self to work, irrespective of their gender, ethnicity, religion, colour, sexuality, physical ability or age. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity.
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The Compliance team in Experian provides a unique opportunity to engage with experts in the changing world of data and be challenged to find pragmatic compliance solutions to meet consumer and client needs. This role reporting into our Compliance Manager is a hybrid opportunity based in our Nottingham based office with full autonomy around weekly office presence to achieve a collaborative working approach. Why this role is important to us We're looking for a compliance professional who has experience of working in a compliance advisory capacity with a background in debt management, debt consolidation and payments. You might have worked for a debt management firm, a lender providing consolidation loans or for a retail finance provider. You'll be working as a member of the Compliance Advisory Team in a Second Line of Defence (2LoD) capacity supporting the Experian Consumer Services division and will be experienced in providing practical, proactive compliance advice and assisting the First Line of Defence (1LoD) to manage regulatory risk aligning to our risk appetite. Work that matters - What you'll be doing Support agile product development processes with timely and comprehensive regulatory advice and advise on projects, propositions and controls. You'll complete regulatory risk assessments and help the business implement controls. Working with 1LoD, you'll be identifying areas of regulatory and conduct risk and to develop controls. You'll provide oversight and give credible challenge to ensure regulatory risks are reported and escalated to operational Risk Management Committees and other appropriate governance forums. Support First Line teams to assess the impact of regulatory changes and the development of necessary controls through the implementation of a pro-active engagement model. Qualifications
What you'll need to bring to the role & Experian Experience of the regulatory environment relating to payments and debt management is necessary. Experience working in a 2LoD compliance advisory position or a role which involves you providing compliance advice daily to stakeholders. You'll need to be curious and prepared to dig beneath the surface to get an understanding of the regulatory challenges faced by the business. You'll have to provide credible challenge and partner with the 1LoD to seek solutions. From a technical knowledge perspective, you'll understand the FCA Handbook in particular CONC and CONC 8 as it relates to debt related activities, Payment Services and financial crime risks related to payment activities. An understanding of the Open Banking ecosystem and GDPR would also be helpful. More about you Be inquisitive, invested and investigative and not afraid to challenge or be the only one in the room with a different view. Practical, balanced and level-headed, whilst impacted by change. Work with little direct support and demonstrate a track record for prioritising and completing work in a timely and organized fashion. Additional information Benefits package includes: Hybrid and flexible working. Great compensation package and discretionary bonus plan. Core benefits include pension, bupa healthcare, sharesave scheme and more. 25 days annual leave with 8 bank holidays and 3 volunteering days. You can purchase additional annual leave. Internal Grade EB8/D Equal Opportunity Employer
Experian is proud to be an Equal Opportunity and Affirmative Action employer. Innovation is an important part of Experian's DNA and practices, and our diverse workforce drives our success. Everyone can succeed at Experian and bring their whole self to work, irrespective of their gender, ethnicity, religion, colour, sexuality, physical ability or age. If you have a disability or special need that requires accommodation, please let us know at the earliest opportunity.
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