Key responsibilities:
Ensure relevant teams have received adequate training on fraud and financial crime.
Take responsibility for performing the financial crime Business Wide Risk Assessment, including working with first line business units to address control deficiencies.
Maintain Payhawk’s financial crime policies.
Perform reviews on first line business activity, for example by quality assessing customer due diligence.
Work with the MLRO to articulate Payhawk’s financial crime risk appetite statements and ensure the quality of data being reported by both first and second line is sufficient.
Support first line business units to understand the risk inherent in products and customer use cases, either at onboarding and scoping, or proactively as part of product development.
Ensure we have appropriate controls in place to manage bribery and corruption risk, for example by maintaining a gift and entertainment register.
Support with the maintenance of a PEP register.
Keep our suspicious activity reporting log up to date, and when notifications are made support the MLRO in investigating notifications and submitting reports to the NCA.
Ensure Payhawk maintains an appropriate country risk assessment.
Coordinate responses to external authority requests e.g. production orders or requests from law enforcement.
Support the MLRO in producing the annual MLRO report.
Support all other reasonable tasks at the discretion of Payhawk.
On an intra-group basis, you might be required to provide risk and compliance support to Payhawk’s other group entities.
Required skills, experience and qualifications:
5 years+ experience working across financial services and payments (preferably FinTech).
A professional qualification in financial crime is ideal, but not essential.
In-depth understanding of the payment services and e-money sector, card schemes and card issuing.
Knowledge of the UK requirements and in-depth familiarity with the FCA, its Handbook and the Approach Document.
Strong understanding of the UK law on money laundering and terrorist financing.
Strong analytical skills, with the ability to assess complex regulatory and risk-related issues.
Excellent communication and interpersonal skills, including the ability to work collaboratively, provide feedback and challenge in a constructive manner, and work with a diverse range of stakeholders.
Company Benefits:
30 days holiday paid leave. Payhawk company card. Monthly travel allowance. Health insurance (including dental). Fitness membership through ClassPass. Competitive compensation package. Regular team-wide events. Exchange program to another one of our offices (Amsterdam, Berlin, Barcelona, Paris, Vilnius, Sofia). Please note that unfortunately we cannot provide visa sponsorship, and to be considered for this role, candidates must be able to provide proof of their eligibility to work. Payhawk is an Equal Employment Opportunity Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender perception or identity, national origin, age, marital status, protected veteran status, or disability status.
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30 days holiday paid leave. Payhawk company card. Monthly travel allowance. Health insurance (including dental). Fitness membership through ClassPass. Competitive compensation package. Regular team-wide events. Exchange program to another one of our offices (Amsterdam, Berlin, Barcelona, Paris, Vilnius, Sofia). Please note that unfortunately we cannot provide visa sponsorship, and to be considered for this role, candidates must be able to provide proof of their eligibility to work. Payhawk is an Equal Employment Opportunity Employer. Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender perception or identity, national origin, age, marital status, protected veteran status, or disability status.
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