Senior Credit Risk Manager, New Business Strategies
Location:
Petersfield/Bradford/London Closing Date:
Friday 14 February 2025 Contract Type:
Permanent | Full-time Location:
Bradford, Petersfield or London.
Occasional travel to other offices may be required. Working Pattern:
Hybrid—typically 1 day a week in the office. Part-time or flexible arrangements are considered to support work-life balance. What We Offer: Holidays:
25 days holiday up to 30 days (depending on service) Pension:
We will contribute up to 10% Maternity/Paternity:
Enhanced maternity and 4 weeks paternity leave Volunteering:
2 paid days to support a charity of your choice Development:
LinkedIn Learning for all Finance:
Snoop Premium available to all colleagues Medical:
Opportunity to opt in for Private Medical Insurance Bonus:
Discretionary annual bonus The Role: As our Senior Credit Risk Manager, you’ll be responsible for leading the evolution of credit risk strategies for Credit Cards, Loans, and Vehicle Finance. This includes implementing industry best practices on credit risk and affordability assessments, credit line management, and risk vs reward profitability modelling. As a Senior Credit Risk Manager, you will: Deputise for the Head of Credit Risk Strategies and lead the wider strategy function on credit risk analysis. Drive the optimisation of lending decisions through initiatives to identify champion strategies for existing customers. Establish a credit risk framework for appropriate decision-making within the Group’s risk appetite. Investigate and develop new data sources for analysis and decision-making. Influence stakeholders across the Group to gain support for necessary changes. Support business growth and portfolio profitability while controlling credit quality. Provide opportunities for colleagues to succeed through coaching and mentoring. Build an innovative culture by exploring and implementing cutting-edge techniques. What We’re Looking For: Industry expert
in Credit Risk lending strategies Leadership:
Proficient in leading an analytical team and providing strategic direction Strong numerical capability:
Experience in converting analytical information into a business narrative Communication:
Ability to articulate complex ideas to influence stakeholders Problem solving:
Innovative approaches to address issues or enhance strategies Up-to-date:
Knowledge of latest regulatory and macro-economic developments Customer-focused:
Understanding the wider impact of strategies on customer outcomes The interview process: 30-minute call with Talent Acquisition. 1-hour interview with the hiring team. Final interview. Offers are subject to satisfactory background checks, including credit, fraud, and employment references. Who We Are: At Vanquis, we aim to deliver caring banking so our customers can make the most of life’s opportunities. Established in 1880, we are a leading specialist bank. We lend responsibly, providing tailored products and services to over 1.75 million UK customers. We take care of our colleagues as well as our customers, creating a rewarding and supportive work environment with competitive salaries and benefits. Vanquis Bank is an Equal Opportunity Employer: At Vanquis Banking Group, we embrace everyone’s unique strengths and identities. Regardless of how you identify, we value your experiences and background. If there’s anything we can do in the recruitment process to help you achieve your best, get in touch at careers@vanquis.com.
#J-18808-Ljbffr
Petersfield/Bradford/London Closing Date:
Friday 14 February 2025 Contract Type:
Permanent | Full-time Location:
Bradford, Petersfield or London.
Occasional travel to other offices may be required. Working Pattern:
Hybrid—typically 1 day a week in the office. Part-time or flexible arrangements are considered to support work-life balance. What We Offer: Holidays:
25 days holiday up to 30 days (depending on service) Pension:
We will contribute up to 10% Maternity/Paternity:
Enhanced maternity and 4 weeks paternity leave Volunteering:
2 paid days to support a charity of your choice Development:
LinkedIn Learning for all Finance:
Snoop Premium available to all colleagues Medical:
Opportunity to opt in for Private Medical Insurance Bonus:
Discretionary annual bonus The Role: As our Senior Credit Risk Manager, you’ll be responsible for leading the evolution of credit risk strategies for Credit Cards, Loans, and Vehicle Finance. This includes implementing industry best practices on credit risk and affordability assessments, credit line management, and risk vs reward profitability modelling. As a Senior Credit Risk Manager, you will: Deputise for the Head of Credit Risk Strategies and lead the wider strategy function on credit risk analysis. Drive the optimisation of lending decisions through initiatives to identify champion strategies for existing customers. Establish a credit risk framework for appropriate decision-making within the Group’s risk appetite. Investigate and develop new data sources for analysis and decision-making. Influence stakeholders across the Group to gain support for necessary changes. Support business growth and portfolio profitability while controlling credit quality. Provide opportunities for colleagues to succeed through coaching and mentoring. Build an innovative culture by exploring and implementing cutting-edge techniques. What We’re Looking For: Industry expert
in Credit Risk lending strategies Leadership:
Proficient in leading an analytical team and providing strategic direction Strong numerical capability:
Experience in converting analytical information into a business narrative Communication:
Ability to articulate complex ideas to influence stakeholders Problem solving:
Innovative approaches to address issues or enhance strategies Up-to-date:
Knowledge of latest regulatory and macro-economic developments Customer-focused:
Understanding the wider impact of strategies on customer outcomes The interview process: 30-minute call with Talent Acquisition. 1-hour interview with the hiring team. Final interview. Offers are subject to satisfactory background checks, including credit, fraud, and employment references. Who We Are: At Vanquis, we aim to deliver caring banking so our customers can make the most of life’s opportunities. Established in 1880, we are a leading specialist bank. We lend responsibly, providing tailored products and services to over 1.75 million UK customers. We take care of our colleagues as well as our customers, creating a rewarding and supportive work environment with competitive salaries and benefits. Vanquis Bank is an Equal Opportunity Employer: At Vanquis Banking Group, we embrace everyone’s unique strengths and identities. Regardless of how you identify, we value your experiences and background. If there’s anything we can do in the recruitment process to help you achieve your best, get in touch at careers@vanquis.com.
#J-18808-Ljbffr
