Senior Underwriter – Manchester

About the role: The role of Senior Underwriter is overseeing the entire bridge/development lending process from application, assessing credit worthiness and the project viability through to drawdown. Recommendation to underwrite loans against agreed lending criteria. Responsible for liaising with brokers and introducers to establish business leads that could convert into new lending facilities. You will be required to be alert to the risks attributed to an application ensuring that both the loan is suitable and fit for purpose. Ensuring that the correct and completed documentation has been received. Prepare detailed underwriting documentation/credit paper for review by the Directors. You will be responsible for all underwriting queries and resolution of issues, recommending appropriate mitigation of risks where possible. Support our existing and new client base, whilst liaising with internal departments (legal and finance) and external parties (Surveyors, Quantity Surveyors, Solicitors) to effectively manage the lending process. Your role will require you to arrange quotes, and to formally instruct valuations and site inspections. Confirming inspections are booked, and reports are received within agreed timescales, ensuring that you highlight any concerns or issues as you underwrite. Maintain and record accurate records to ensure that our borrowers/client information is always up to date and correct including loans underwritten, assessment process and rationale. Build and maintain effective relationships with all stakeholders both internal and external ensuring that they are informed as to the loan progress. Experience: At least 5 years of previous underwriting experience, ideally within a bank or another lender. Experience of working within the Commercial Bridging Space is essential. You will have excellent communication skills (Written and Verbal) along with the ability to confidently present to internal and external stakeholders. Whilst working as part of a small team you will be required to work pro-actively to achieve business objectives and be skilled at capturing and recording important information for underwriting purposes and tracking reports. Able to organise, manage your time effectively, whilst prioritising your workload to meet deadlines within a fast-paced environment. Proficient use of Excel spreadsheets and Microsoft Office; including PowerPoint. Strong customer service skills. Job Info Job Title: Company: CV-Library Location: Blackpool, Lancashire Posted: Closes: Jan 16th 2025 Sector: Contract: Permanent Hours: Full Time

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