Underwriting Manager

You will be responsible for the management and operational performance of the underwriting team for the Group’s BTL proposition. As BTL Underwriting Manager, you will support the risk function in defining risk policies, procedures and strategies as well as developing and managing the underwriting team to capitalise on loan opportunities whilst maintaining credit disciplines and minimising credit losses. Key Accountabilities Full responsibility for designing, managing, embedding and delivering the credit risk management framework and procedures ensuring best practise installed within the underwriting procedures. Internal and external quality assurance checking identifies no material issues. Deputise for Lending Operations Director as and when required. Management and development of underwriting team to case manage loans from inception to completion. Ensure SLA’s are maintained and exceeded. Develop and promote clear standards of performance within underwriting which support the Company Training and Competency Policy. Implement required training and ensure adequate records of staff training and competence are maintained. System owner of BTL origination platform which will include helping develop effective systems and processes, providing specifications and UAT. Mandated to approve high value loans. Development of highly skilled and competent underwriting team and robust credit risk framework. Implement effective underwriting controls across all processes and procedures which minimises the risk of error and promotes compliant and robust underwriting decisions. Skills & Competencies Excellent communication skills essential for dealing with brokers, borrowers and lenders. Approachable. Extensive experience of leading, developing and managing a team. Proactive. Organised. Problem solver. Knowledge & Qualifications Extensive experience of underwriting. CeMap qualified would be advantageous but is not essential. Personal Attributes Strong interpersonal and communication skills. Comprehensive knowledge of Mortgage and Loan industry and Regulations. Analytical, decisive and assertive. Takes ownership and responsibility and is results oriented with a proactive style. Significant management experience. Approachable and self-motivated. Values - CREDIT C

- Customer: Customers are our primary focus. R

- Results: Results matter, create value every day. E

- Energy: Energy is contagious, Share it! D

- Developing: Developing our people makes us different. I

- Invent: Invent the solution - be proactive. T

- Teamwork: Together we can build the business. Job Types:

Full-time, Permanent Benefits: Company pension. Private dental insurance. Private medical insurance. Schedule: Monday to Friday. Ability to commute/relocate: Watford: reliably commute or plan to relocate before starting work (required). Work authorisation: United Kingdom (required). Work Location:

In person.

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