Credit Risk Analyst

Credit Risk Analyst focuses on supporting pricing analysis by monitoring the performance of lending offers across different customer segments.

What the role involves

• Supporting pricing analysis by monitoring the performance of lending offers across different customer segments.
• Supporting updates to credit policies, procedures, and risk appetite frameworks within the lending team.

Skills and requirements

• Experience in UK consumer credit risk, with a good understanding of unsecured lending and core credit risk principles.
• Awareness of transaction data, including Open Banking, and its use in supporting affordability and vulnerability assessments.
• A data-driven approach, with experience using SQL or similar tools to analyse data.
• Ability to communicate clearly and effectively with credit risk colleagues and a range of stakeholders including Operations, Finance, Compliance, Product, and Engineering.

Confirmed role details

• Generous holiday time: 25 days annual leave, 8 bank holidays, 1 Kroo bank holiday (June 24th), and 1 day off during the week of your birthday.
• Personal days: We know that life can be unpredictable, so we offer 3 personal days to use as needed.
• Employer-sponsored volunteer program: We're passionate about giving back to our community, and we support our employees in doing the same with up to 4 hours per month of employer-s.
• Mental health support: We care about the mental health of our team members and offer access to Spill, our mental health support partner.

Additional role context

• Interview with the Head of Lending - 45 mins.
• A technical case study - 30 mins.
• We want you to feel secure about your future, so we offer a workplace pension with a 5% employee contribution and a 3% employer top-up.