Credit Underwriter

Credit Underwriter focuses on decision-making: approve, decline or make recommendations on finance proposals in accordance with company policies, procedures, and risk appetite.

What the role involves

• Decision-Making: Approve, decline or make recommendations on finance proposals in accordance with company policies, procedures, and risk appetite.
• Review credit lines that fall within local authority limits, including processing renewals, monitoring customer performance, and authorising additional transactions within mandate.
• Customer Communication: Conduct customer visits to clarify financial queries, understand business needs, and strengthen relationships.
• Maintain strong relationships with dealers, Area Sales Managers, and internal stakeholders through regular communication and occasional in‑person meetings.
• Operational Assistance: Support partners with financial documentation, resolving queries, and occasionally assisting with collections to maintain service quality and customer satis.

Confirmed role details

• Mentor and coach Junior Dealer Relationship Officers and internal staff, contributing to their professional growth and capability development.
• Process & Project Involvement: Actively participate in process improvement initiatives and collaborate on international projects to enhance underwriting efficiency and cross-functi.
• University Degree (4 years or equivalent).
• Degree in an Accounting/Finance discipline or equivalent experience.